moving to Dubai desert cityscape

Emigrating to Dubai: A guide to moving to the desert metropolis

Dubai, the glittering metropolis in the desert, attracts numerous expats every year. With its impressive skyscrapers, luxury shopping and a tax-friendly environment, Dubai offers a variety of opportunities for a new life. But before you take the step to move to this fascinating city, there are many aspects to consider. This guide offers you a comprehensive overview of the most important issues to consider when moving to Dubai.

Key findings

  • Dubai offers significant tax benefits for expats who want to maximize their financial freedom.
  • The cost of living in Dubai can be high, but there are diverse job opportunities and a rich cultural offering.
  • Good health insurance is essential to enjoy the high standard of medical care in Dubai.
  • Opening a bank account in Dubai is an important step in financial planning and management.
  • Cultural adaptation and integration are crucial for a successful life in Dubai.

Tax benefits and financial freedom in Dubai

Dubai skyline with financial district and desert

Tax system in Dubai

More money, more freedom, less government: If you plan your move to Dubai correctly, it can bring you significant tax benefits. The United Arab Emirates does not impose personal or corporate taxes, meaning expats can potentially make significant tax savings. However, it is important to consult a tax advisor about tax requirements in your own country in order to comply with the law.

Asset protection and growth

Dubai offers numerous opportunities for increasing and securing wealth. By establishing a free zone in Dubai, companies can benefit from tax advantages while protecting their assets. The tax haven of Dubai makes it possible to manage and increase assets efficiently.

Legal aspects of tax optimization

It is advisable to find out about the tax regulations in Dubai and your home country in advance in order to avoid possible tax consequences. Tax advisors who specialize in international tax issues can be consulted for this purpose. When setting up a company in Dubai, all legal aspects should be taken into account in order to fully exploit the advantages of living in the UAE.

Moving to Dubai can not only offer financial freedom, but also a new quality of life. Take advantage of the tax benefits and enjoy life in one of the most exciting metropolises in the world.

Living and working in Dubai

Dubai skyline with people working and living

Labour market and job opportunities

Dubai offers a wide range of job opportunities in various sectors such as construction, finance, tourism and technology. Specialists with international experience are particularly in demand. Anyone who wants to work in Dubai should find out about the requirements and the application process early on. An important step is to apply for a residence visa , which is a prerequisite for starting work.

Housing situation and cost of living

Housing in Dubai is diverse, ranging from luxury apartments to more affordable housing options. The cost of living can vary depending on your lifestyle, but is generally higher than in many other countries. It is advisable to research rental prices and utility costs before moving to Dubai . Good planning will help avoid financial surprises.

category Average cost per month
Rent (1-room apartment) 5,000 - 10,000 AED
Groceries 1,000 - 2,000 AED
transport 300 - 600 AED

Leisure and cultural activities

Dubai offers a wide range of leisure and cultural activities to suit every taste. From luxury shopping malls to traditional markets, cultural events and sports activities, everything is available. Especially for families moving to Dubai with their families , there are numerous schools and leisure activities for children. It is important to find out about the school for children in Dubai in order to find the best educational institution for your offspring.

Dubai is a city of contrasts that combines modern amenities with traditional values. This makes living and working in the desert metropolis a unique experience.

Health insurance and medical care

healthcare in Dubai

Compulsory health insurance for emigrants

In Dubai, health insurance is essential for expats and visitors. The quality of medical care is high, but the costs of treatment and medication are correspondingly high. It is therefore important to find out about health insurance options in advance and choose the right protection for you and your family. The government of Dubai introduced compulsory health insurance in 2014 with the aim of ensuring comprehensive health care for all its residents.

Medical facilities and services

Both private and state health insurance are accepted in Dubai. Residents of Dubai are required to have health insurance, while visitors and tourists are advised to also have travel health insurance to ensure financial protection in case of medical emergencies. Medical facilities in Dubai are modern and well-equipped, but they also offer correspondingly high costs for treatment and medication.

Tips for health care

When taking out health insurance, you should pay attention to several aspects:

  • Coverage : It is important to make sure that the insurance covers all necessary services, such as outpatient and inpatient treatment, medication or dental treatment.
  • Deductible : Some insurance policies have a deductible that the insured person must pay for each treatment. This can vary depending on the provider and tariff.
Although public health insurance is compulsory for all employees in Dubai, visitors and expatriates are advised to take out additional private health insurance to cover the full range of health services and to be well protected in the event of an emergency.

Bank account opening and financial management

Requirements for opening an account

To open a bank account in Dubai, certain documents must be provided and requirements must be met. These may vary depending on the bank and account type. Important documents usually include a passport, proof of residence and proof of employment. It is advisable to find out in advance about the specific requirements of the chosen bank.

Best banks for expats

There are a variety of banks in Dubai that offer different services to individuals and businesses. Here are some of the best banks for expats:

  • Emirates NBD
  • Abu Dhabi Commercial Bank (ADCB)
  • HSBC Middle East
  • Standard Chartered Bank

These banks often offer special non-resident accounts tailored to the needs of expats.

Financial planning and management

Careful financial planning is essential to succeed financially in Dubai. Use cost calculators to monitor your monthly expenses and income. Here are some tips for effective financial management:

  1. Create a monthly budget.
  2. Use online banking services to better control your finances.
  3. Find out about the different investment options available in Dubai.
  4. Consider consulting with a financial professional to help you achieve your financial goals.
Good financial planning can help you achieve your financial goals and live a worry-free life in Dubai.

Cultural adaptation and integration

expat life in Dubai desert cityscape cultural integration

Cultural differences and customs

Adapting to a new culture , learning new societal norms and accepting Sharia-based laws are essential aspects of living in Dubai. It is important to adapt to local customs and respect cultural differences. This also includes dealing with patients and communicating in the medical field.

Language barriers and communication

Arabic is the main language spoken in Dubai, but English is widely spoken and used in most business and everyday situations. Nevertheless, it can be helpful to learn some basic Arabic phrases to facilitate integration and develop a better understanding of the local culture.

Networks and communities for expats

There are numerous networks and communities that help expats integrate into Dubai. These groups offer support during the adjustment process and make it possible to make contacts and friends. A strong network can make the adjustment process much easier and help you feel at home more quickly.

Legal and bureaucratic requirements

Dubai skyline with legal documents and people moving

In order to live and work in Dubai, expats need a valid visa and a residence permit. The application for a visa is usually made by the employer or by one's own company if one is an entrepreneur. There are different types of visas, including work visas, investor visas and family visas. The residence permit is linked to the visa and must be renewed regularly.

A work permit is required to take up employment in Dubai. This is usually applied for by the employer and is tied to the employment contract. The employment contract should contain all important details such as salary, working hours and holiday entitlements. It is important to review the contract carefully and ensure that it complies with legal requirements.

To move to Dubai and open a bank account, several documents are required:

  • Valid passport
  • Proof of address in the home country (e.g. electricity bill or rental agreement)
  • Bank reference letter from the home bank
  • Business or employment certificate (e.g. employment contract)

These documents should be organized and prepared to speed up the process.

It is advisable to find out about the tax regulations in Dubai and your home country in advance in order to avoid possible tax consequences. You can consult tax advisors who specialize in international tax issues.

The legal and bureaucratic requirements for setting up a company in Dubai can be complex. Our experts offer comprehensive advice and support to ensure that you complete all the necessary steps correctly and efficiently. Visit our website for detailed information and use our cost calculator to calculate your company formation costs.


Moving to Dubai offers numerous advantages, including significant tax benefits, first-class medical care and attractive business opportunities. With the right preparation and good insurance, expats can enjoy a high quality of life in the desert metropolis. Dubai is not only a place for professional and financial opportunities, but also a city that impresses with its impressive architecture and luxurious lifestyle. Anyone who decides to move to Dubai should get comprehensive information and prepare well in order to make the most of the many advantages.

frequently asked Questions

What tax advantages does Dubai offer for expats?

Dubai offers significant tax advantages, including no income tax, no capital gains tax and no inheritance tax. This allows for considerable financial freedom.

How do I find suitable health insurance in Dubai?

It is important to choose a health insurance policy that covers both local and international medical care. Many international insurers offer special plans for expats.

What are the requirements for opening a bank account in Dubai?

To open a bank account in Dubai, you usually need a valid passport, a residence permit and proof of residency.

What is the cost of living in Dubai?

The cost of living in Dubai can be high, especially for rent and international schools, but there are also many options to live inexpensively depending on your lifestyle and where you live.

How can I integrate culturally in Dubai?

Integrating into Dubai requires openness and respect for local culture and traditions. Attending community events and learning the Arabic language can also be helpful.

What legal documents do I need to move to Dubai?

Important documents include a valid visa, residence permit, work permits and, where applicable, certified translations of personal documents such as birth certificates and marriage certificates.

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